Public liability (or general liability) insurance covers you for legal costs and compensation that you may have to pay if you are found liable to someone because you caused them physical or mental harm, or loss or damage to their property. It will also cover your own defence costs.
Public liability insurance also applies where you are liable for the actions of another party acting on your behalf (“vicarious liability”), such as an employee or sub-contractor.
HOW TO MAKE A CLAIM?
You or any person entitled to claim under this Policy must give Us or Our authorised agent written notice of any event which is likely to give rise to a claim, within thirty (30) days, or as soon as is reasonably practicable.
Please send the notice to:
DWF Claims (Australia) Pty Ltd (“the DCA”)
Level 2
Australia Square Plaza
95 Pitt Street,
Sydney NSW 2000 Australia
T: +61 (2) 9030 0700
Once notified of Your claim, DWF will provide You with all the necessary claim forms. You must complete these forms in full and return to DWF along with all other information and documentation that is relevant to Your claim in order to ensure a quick and efficient claims assessment. These may include and are not limited to any invoices, medical certificates, Medical Practitioner reports, and employer reports. A failure to provide relevant information could delay processing of Your claim.
Any payments will be made in New Zealand Dollars (NZD) unless otherwise shown in the Policy Schedule.
